Serving the common good
KommuneKredit’s business model is essentially about creating financial latitude for Danish municipalities and regions by offering funding and financial advice at the lowest possible cost. Most of our loans have a green or social objective such as climate proofing, coastal protection, public transportation, energy efficiency for public buildings, housing for the elderly, local sports centres, schools, city halls and district heating facilities. In that sense responsibility – CSR – is an inherent part of KommuneKredit’s business model.
Our financing is based on democratic decisions made by municipal and regional authorities and it is provided on equal terms to all our clients.
Our lending is funded through the issue of bonds in the Danish and international capital markets.